From approved run to paid employee
Once a payroll run is approved, each employee's net pay needs to reach their account. In East Africa that means a mix of bank transfers and mobile money, often in the same run, because employees bank in different ways.
The rails
- Bank transfer — direct to bank accounts, sometimes via aggregators.
- Mobile money — such as M-Pesa and other providers.
- Bank files / SFTP — a file the bank processes where a direct rail isn't used.
Orchestration, not custody
A platform like KaziPeople orchestrates disbursement: one approval, then the right rail per employee. Importantly, KaziPeople is not a bank and does not hold your payroll funds — the money moves from your account through your bank or provider. A good setup also supports a verify-and-release control and never double-pays on a retry.